Asset Tracker

Track and visualise your portfolio across accounts.

This is demo data. Log a balance or add an account to try it; changes are saved in your browser.

Inflation%/yr

Base currency

Market net worth

£156,793.75

Latest valuations less liabilities

Portfolio Growth

+57.7%/yr

+53.8%/yr after inflation · excludes recorded contributions

Contributed capital

—

Deposits minus withdrawals

Open Accounts

Asset Types

Market net worth over time

+£136,594 (676.2%) over the all time

The bold line uses logged market valuations. The dashed line estimates unvalued investments from their last valuation, dated contributions, and expected return. Linked mortgages reduce property to home equity.

Click an account to focus it · Ctrl/⌘-click or long-press to show/hide it

Contributed capital over time

Cumulative deposits minus withdrawals across all accounts, tracked independently from market value. Internal transfers cancel when both sides are recorded.

Import an account's “Total contributed to date” or deposit and withdrawal history to build this series.

Asset Allocation Over Time

Percentage of positive net assets by type. Linked mortgages reduce property to home equity; standalone liabilities are excluded from this percentage view.

Percentage of assets by asset type over time
Date	Cash	Stocks	Crypto	Property
2020-06-01	15.8%	84.2%	0.0%	0.0%
2020-12-01	12.1%	87.9%	0.0%	0.0%
2021-06-01	17.2%	82.8%	0.0%	0.0%
2021-12-01	17.6%	76.5%	5.9%	0.0%
2022-06-01	22.0%	75.1%	2.8%	0.0%
2022-12-01	23.0%	75.1%	1.9%	0.0%
2023-03-01	10.3%	33.8%	0.9%	55.0%
2023-06-01	14.6%	25.3%	1.8%	58.3%
2023-12-01	14.1%	27.0%	2.8%	56.0%
2024-03-01	13.3%	25.4%	2.7%	58.6%
2024-06-01	12.4%	29.8%	3.5%	54.3%
2024-09-15	11.7%	30.4%	3.5%	54.4%
2024-12-01	11.9%	30.5%	3.8%	53.7%

Financial independence

Derived from income, complete account balances, and signed capital flows. Capital sources keep personal saving, debt principal, and external contributions distinct.

Representative annual expenditure

—

Median of the latest 12 periods, annualised. Excludes debt principal.

FI target

Withdrawal%

—

Long-term FI spending ÷ withdrawal rate

FI progress

—

£156,794 total net worth, including all pension assets and home equity

Savings rate

—

Personal capital ÷ entered income

Emergency fund

£18,900

Add reconciled spending to calculate runway

Projected FI

—

Needs reconciled income and expenditure

Financial runway

How long each pool could cover current spending with no income, before tax, fees, or investment growth.

Cash

Available without selling investments

Needs spending history

£18,900

Liquid assets

Cash plus investments you can readily sell

Needs spending history

£73,394

Total net worth

Includes pensions, property equity, and liabilities

Needs spending history

£156,794

Pool	Balance	Runway
Cash	£18,900	Needs spending history
Liquid assets	£73,394	Needs spending history
Total net worth	£156,794	Needs spending history

Expected runway over time

Uses today's money, expected account returns, active expected flows, and reconciled long-term spending. Planned spending is deducted on its date.

Add reconciled income and balances to forecast runway.

Planned spending

Add a dated purchase such as a holiday, car, repair, or wedding. Enter the expected cost in today's money.

Add period income history to derive expenditure and an FI target. Account balances and signed deposits or withdrawals provide the rest of the reconciliation.

Upcoming

Expected flows due in the next 30 days. Use "Record" on an account's flows to turn them into real transfers as they land.

2026-10-01
Salary
External → Nationwide Current
£3,200.00
2026-10-01
ISA contribution
Nationwide Current → Trading 212 ISA
£500.00
2026-10-01
US brokerage contribution
Nationwide Current → US Brokerage
£300.00 → US$380.00, £2.00 fee
2026-10-01
Mortgage payment
Nationwide Current → Home Mortgage
£1,150.00
2026-10-01
Amex minimum payment
Nationwide Current → Amex Credit Card
£45.00

Regular Flow Map

Monthly-equivalent cash flows, expected returns, and interest charges.

External income
Nationwide Current
Trading 212 ISA
Wise
US Brokerage
External spending
Home Mortgage
Amex Credit Card
Expected returns
Marcus Savings
Vanguard Global All Cap
Coinbase BTC
Home
Interest charged

Net Worth Composition

Assets above the line, liabilities below. Mortgages are netted into the property they're secured on, so property shows as equity.

Account Balances

Individual account balances in each account's native currency

Accounts

Account	Provider	Type	Access	Balance	CAGR	Expected Return	Status
Assets
	Goldman Sachs	Cash	Cash	£15,500.00	+79.5%	4.5%	Open
	Vanguard	Stocks	Liquid investment	£28,400.00	+47.1%	8.0%	Open
	Trading 212	Stocks	Liquid investment	£11,400.00	+70.5%	7.0%	Open
	Demo Broker	Stocks	Liquid investment	US$11,000.00	+44.7%	7.5%	Open
	Coinbase	Crypto	Liquid investment	£6,100.00	+34.6%	15.0%	Open
	Nationwide	Cash	Cash	£3,400.00	+7.4%	1.0%	Open
	Owned	Property	Illiquid asset	£298,000.00	+2.6%	3.0%	Open
Assets total				£362,800.00 + US$11,000.00
Liabilities
	Nationwide	Mortgage	—	-£212,800.00	—	4.3%	Open
	American Express	Debt	—	-£1,800.00	—	24.9%	Open
Liabilities total				-£214,600.00
Net worth				£148,200.00 + US$11,000.00